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Mortgage Rates Updated Thursday, November 7, 2019
Rates Are Provided To Us By A Morgage Professional, And Are Subject To Change Without Notice. E & O E.

 
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  •   Term                   Bank Rate         Payment/$100K    Available Rate       Payment/$100K           Savings                                  
    • 6 Months
    • 3.34 %
    • $490.86
    • 3.30 %
    • $488.77
    • $2.09
    • 1 Year
    • 3.59 %
    • $504.03
    • 3.04 %
    • $475.30
    • $28.73
    • 2 Years
    • 3.74 %
    • $512.02
    • 2.89 %
    • $467.62
    • $44.40
    • 3 Years
    • 3.89 %
    • $520.07
    • 2.89 %
    • $467.62
    • $52.45
    • 4 Years
    • 3.94 %
    • $522.77
    • 2.94 %
    • $470.17
    • $52.60
    • 5 Years
    • 5.34 %
    • $601.11
    • 2.69 %
    • $457.48
    • $143.63
    • 7 Years
    • 5.80 %
    • $627.97
    • 3.44 %
    • $496.11
    • $131.86
    • 10 Years
    • 6.10 %
    • $645.76
    • 3.70 %
    • $509.88
    • $135.88
November 1, 2019

CURRENT VARIABLE MORTGAGE RATE IS

2.95 %

November 1, 2019

CURRENT PRIME RATE IS

3.95 

 

            

Jeffrey Joseph, Broker

There Is No Substitute For Professional Experience, Unbridled Patience, And The Willingness To Spend Whatever Amount Of Time It Takes To Get The Best Possible Outcome For Our Client, Regardless Of The Hour.

We Can Provide Testament To This From Our Clients




If You Are Contemplating Selling, Or Purchasing,  Interview Us To See If We Are A Good Fit For You, 

See Our Testimonials On This Site

Text: 416-356-4667 Office: 416-782-7000 Toll Free: 1-844-782-7002
Email: jeffreyjoseph@realtor..com

Irene Joseph, Salesperson

Jeffrey And I Have Had Careers In Real Estate Together, For Many Years, And We Each Bring Something Different To The Table.  We May Even Recommend Not Selling, Or Not Buying, If It Is Felt To Be In Your Best Interest.
Text: 416-524-7543
Office: 416-782-7000
Toll Free: 1-844-782-7002
Email: irenejoseph@symptico.ca



 
 
Testimonials
 

Jeffrey and Irene Joseph have been my real estate agents for over 32 years. They helped me relocate several times. Either Jeffrey or Irene have always been available, always in good humour and always there for me for what I wanted not what was best for them on their timetable and their energies. They have helped me with my children to find rentals. They go beyond the call of duty ( working on offers after midnight) with pizza and without complaint. Jeffrey helps me create a price point and even encourages me sometimes to offer less than I would have thought was reasonable. I know I can always count on Jeffrey. His love of the industry and knowledge has given me confidence. Countless afternoons looking at properties has always been a pleasure! Thanks so much, trust is paramount and you both are the best! - Dr. Dana Colson DDS

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Mssrs. Harvey and Michael Kalles, Harvey Kalles Real Estate Ltd., 2145 Avenue Road, Toronto, Ontario, M5M 4B2 Dear Harvey and Michael; We wanted to let you know, we are so happy we chose Jeffrey and Irene Joseph, and Harvey Kalles Real Estate, to represent us for selling our home, and buying the condominium where we now live. It just could not have worked out any better for us. They took almost all the stress out of the process, made it very efficient, smooth, and comfortable. They listened to us, we never had to ask twice for anything, they were punctual, followed through on everything they said, and we will not hesitate to refer them to others. Very sincerely, Marvin and Sandi Bernstein - Marvin and Sandi Bernstein

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Dear Michael Kalles, We feel that you should know just how pleased we have been with the services of Jeffrey and Irene Joseph. Our son Michael recommended Jeffrey to us, and from the minute that we called him, we were put at ease with his readiness to help. The very next morning, Jeffrey came to see us, armed with a printout of houses in our area, showing asking prices and amount which many of them had sold. He Inspected our home, asked for relevant documents, and ordered a diagram of the house from a company called Plan-It. He took pictures of both the inside and outside of the house, made several good suggestions for small details that might improve the saleability of our bungalow. He ordered 3 or 4 open houses for agents to view the property. Jeffrey discussed realistic pricing options, and telephoned us whenever he had a report, (good or otherwise) so that we could see how the various prospects were viewing us. Through all of this, Jeffrey and Irene were cheerful, supportive, and optimistic. Jeffrey's experience coupled with his manner made us very happy to have him on our side. It would be a pleasure to refer friends or neighbours to his care, if, as, and when the opportunity presents.. He does your company proud. Sincerely; John E. Speck, DDS, FRCD Professor Emeritus, Faculty Of Dentistry, University of Toronto. - Dr. and Mrs. John E. Speck

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I want to take this opportunity to thank both Irene and Jeffrey for their professionalism and understanding while selling our family home of over 50 years and purchasing a new condominium for our parents. This was an emotional experience for us all and their gentle approach was greatly appreciated. They came prepared for our initial meeting having done their homework about the homes in our area. They advised us of the price points and were extremely accurate with their estimates. At no time was there any pressure to sign to accept or place an offer. They simply educated us. They were flexible in arranging times to view condominiums. They made this emotional time a learning experience for us all and helped alleviate any added stresses associated with buying or selling a home. - Evie Cowitz

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