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Mortgage Rates Updated Thursday, January 16, 2020
Rates Are Provided To Us By A Morgage Professional, And Are Subject To Change Without Notice. E & O E.

 
  •  
  •  
  •   Term                   Bank Rate         Payment/$100K    Available Rate       Payment/$100K           Savings                                  
    • 6 Months
    • 3.34 %
    • $490.86
    • 3.30 %
    • $488.77
    • $2.09
    • 1 Year
    • 3.59 %
    • $504.03
    • 3.04 %
    • $475.30
    • $28.73
    • 2 Years
    • 3.74 %
    • $512.02
    • 2.89 %
    • $467.62
    • $44.40
    • 3 Years
    • 3.89 %
    • $520.07
    • 2.89 %
    • $467.62
    • $52.45
    • 4 Years
    • 3.94 %
    • $522.77
    • 2.94 %
    • $470.17
    • $52.60
    • 5 Years
    • 5.34 %
    • $601.11
    • 2.69 %
    • $457.48
    • $143.63
    • 7 Years
    • 5.80 %
    • $627.97
    • 3.44 %
    • $496.11
    • $131.86
    • 10 Years
    • 6.10 %
    • $645.76
    • 3.70 %
    • $509.88
    • $135.88
January 16, 2020

CURRENT VARIABLE MORTGAGE RATE IS

2.95 %

January 16, 2020
CURRENT PRIME RATE IS

3.95 

 

            

Jeffrey Joseph, Broker

There Is No Substitute For Professional Experience, Unbridled Patience, And The Willingness To Spend Whatever Amount Of Time It Takes To Get The Best Possible Outcome For Our Client, Regardless Of The Hour.

We Can Provide Testament To This From Our Clients




If You Are Contemplating Selling, Or Purchasing,  Interview Us To See If We Are A Good Fit For You, 

See Our Testimonials On This Site

Text: 416-356-4667 Office: 416-782-7000 Toll Free: 1-844-782-7002
Email: jeffreyjoseph@realtor..com

Irene Joseph, Salesperson

Jeffrey And I Have Had Careers In Real Estate Together, For Many Years, And We Each Bring Something Different To The Table.  We May Even Recommend Not Selling, Or Not Buying, If It Is Felt To Be In Your Best Interest.

Text: 416-524-7543
Office: 416-782-7000
Toll Free: 1-844-782-7002
Email: irenejoseph@symptico.ca



 
 
Testimonials
 

Jeffrey and Irene Joseph have been my real estate agents for over 32 years. They helped me relocate several times. Either Jeffrey or Irene have always been available, always in good humour and always there for me for what I wanted not what was best for them on their timetable and their energies. They have helped me with my children to find rentals. They go beyond the call of duty ( working on offers after midnight) with pizza and without complaint. Jeffrey helps me create a price point and even encourages me sometimes to offer less than I would have thought was reasonable. I know I can always count on Jeffrey. His love of the industry and knowledge has given me confidence. Countless afternoons looking at properties has always been a pleasure! Thanks so much, trust is paramount and you both are the best! - Dr. Dana Colson DDS

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We are writing this letter to show our sincere gratitude and appreciation to both Irene and Jeffrey Joseph for their work in the selling of our home at 15 Gardiner Rd, Toronto. We originally purchased the house in 1972, and recently sold using Jeffrey as our Agent both times, Throughout the proceedings, Sheila and I were greatly impressed with their extreme patience and understanding. Their professionalism and lack of pressure were a great benefit to our negotiations, and they were always accessible, upbeat and positive in their approach. Throughout this emotional and difficult time, he guided us through safely because he was attentive and offered valuable insight and instruction to help us achieve out goal. All this was done without us ever feeling pressured. Thank you Jeffrey and Irene for all your hard work and time consuming efforts in the successful selling of our home. Sincerely, Sheila and Warren Sinukoff - Dr. Warren & Sheila Sinukoff

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Mr. Harvey Kalles, Harvey Kalles Real Estate Ltd., 2145 Avenue Rd., Toronto, ON M5M 4B2 Dear Harvey; I am writing this letter as a reference for Irene and Jeffrey Joseph. I have know the Josephs for nearly 20 years and they have helped me buy and sell real estate in mid-town Toronto on a few occasions. I can't say enough about their experience, professionalism, expertise, genuine caring and concern that the house be the 'right fit'. On the last deal in particular, the Joseph's took care of me like I was family. They guided me with skilled and experienced hands through every step of the process and went above and beyond the role as Realtor to make sure I got the right house at the right price, with the right financing. Truly, I am not one for writing glowing reference letters, however, in the case of the Josephs, nothing else will do. The service they provided to me was impeccable, and I would recommend them again to anyone and everyone. You are fortunate to have the Josephs as part of your team. Yours Sincerely, Marlene Kazman. - Marlene Kazman, LLB

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Not sure how we came to find Jeffrey Joseph but we're glad we did. We've used various realtors in the past to sell, to buy or to list units for rental. It wasn't until we found Jeffrey that we stopped looking. His knowledge of the market and his ability to assist us with sales, purchases, leases, rentals and tenant issues has been second to none. He is a real professional and extremely effective at what he does. He knows where to advertise and how. He knows what the market will bear and how to best position properties to move. Jeffrey is an exceptional agent who always works hard for his clients and has obtained consistently excellent results for us. I echo the words in other testimonials- Jeffrey is professional, knowledgeable, dedicated, diligent, trustworthy, accessible and highly, highly recommended. - Frank and Lillian Giordano

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