Toronto Home Listings-House & Condominium
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July 4th, 2009 
Jeffrey Joseph
Broker
Irene Joseph
Salesperson



Harvey Kalles Real Estate Ltd., Brokerage
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                                    Featured Toronto Homes
MLS® #: C1618808
Title: THE PRINCE ARTHUR-3 Bedrooms+Den
38 Avenue Road, Unit 611, Toronto
Price: $1,790,000.00
Status: Available For Sale
Bedrooms: 3
Bathrooms: 4
Sq. Feet: 2,310
Intersection: Avenue Rd/Bloor Street West
MLS® #: C1561255
Toronto
Price: $4,250,000.00
Status: Available For Sale
Bedrooms: 2
Bathrooms: 3
Sq. Feet: 3500-5000
Intersection: Bay/Bloor
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MLS® #: C1644789
Title: 76 Bannockburn Ave
76 Bannockburn Ave, Toronto
Price: $1,595,000.00
Status: Available For Sale
Bedrooms: 4+1
Bathrooms: 5
Intersection: Clyde/Bannockburn
MLS® #: C1645740
Toronto
Price: $4,998,000.00
Status: Available For Sale
Bedrooms: 8+1
Bathrooms: 7
Intersection: Forest Hill Rd/Vesta
MLS® #: N1647300
Title: 43 Bridewell Cres
43 Bridewell Cres, Richmond Hill
Price: $649,900.00
Status: Available For Sale
Bedrooms: 4+1
Bathrooms: 5
Intersection: Bathurst/Regent
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MLS® #: C1647834
Toronto
Price: $4,998,000.00
Status: Available For Sale
Bedrooms: 7
Bathrooms: 7
Intersection: Wilson And Yonge Blvd.
MLS® #: N1647761
Title: 6 Erica Rd
6 Erica Rd, Vaughan
Price: $2,499,000.00
Status: Available For Sale
Bedrooms: 5+1
Bathrooms: 6
Sq. Feet: 5000+
Intersection: West Of Yonge North Of Centre
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Move Up In A Down Market

The Spread From Your Present Home, To A Move Up Home, Will Be Less Than It Would Have Been A Year Ago.  It's True.  The Arithmetic Works, And Not Only That, All The Expenses In Connection With Selling And Buying, Will Be Less.  Sell Lower, Buy Even Lower!  We Can Explain How This Works Without Charge Or Obligation.  The Growth Of The Move Up Home, Will Exceed Your Present Home.

The Ridiculously Low Interest Rates Just Compounds The Compelling Reason To Consider Purchasing (And Selling) Now.  The Selection Is Better, And If You Buy And Sell In The Same Market, You Just Can't Get Hurt; Honest, But Sell 1st.

 

Mortgage Rate Update 

At The Rates Below, It Is A Great Time To Make A Purchase.  We Will Negotiate The 'Right Price' For You.  If Not, We Will NOT Encourage You To Raise Your Price, But We Will Recommend To Walk Away And We Will Find Another One.  The Selection Is Very Good Now, And Getting Better Daily.  Historically, Real Estate Has Always Bounced Back From Downturns, And The Lows That We Have Experienced Over A Few Different Decades, Are Still Higher Than Some Of The Previous Highs!  But, It's Not Just About Money.  It's About You, And Getting What You Want.

Hardly Anyone, Ever, Buys At The Bottom Of The Market, Or Sells At The Top. 

More People Are Selling First Instead Of Buying First Now, So The Inventory Is Up, And The Choices Are Very Good.   Prices Are Lower, And With Ridiculously Low Mortgage Rates, It Does Make Sense To Make A Move, If You Want To.  Many Listing Prices Are  Negotiable And You Can Get A Very Good Deal Today On A Home That Will Make You Happy.  The Change In The Market Is A Good Thing.  Nothing Goes Straight Up Forever, And We Had A Great Run; Almost 12 Years, And With About 60,000 to 100,000 People A Year Moving Into The GTA, The Demand For Real Estate Will Always Be Good In The Long Run.

There Are A Lot Of Experienced Realtors Which Includes Us. Interview Us In Person Or Online. See ABOUT JEFFREY/IRENE, OUR SERVICES & OUR TESTIMONIALS.  These Will Tell You How We Will Take Very Good Care Of You, And How We Conduct Our Business To Your Benefit.  We Provide Written Guarantees Just In Case We Are Not The Right Fit.                   

        Conventional Mortgage Best Rates & Posted Rates 

Term NameBest RateBank Rate
Prime Rate   2.25 %    2.25%
1 Year Closed   2.70%    3.75
2 Year Closed   2.85 %    4.05%
3 Year Closed   3.55%    4.65%
4 Year Closed   3.99%    5.14%
5 Year Closed   4.29%    5.85%
6 year closed   4.95%

    6.30%

7 Year Closed   5.15%    6.80%

10 Year Closed

   5.25 %

    6.90%

                         Variable Open 5 Yr Prime + 1%

                      Variable  Closed  5 Yr Prime + .4%

                  Rates Updated: Thursday, June 25, 2009

                              Rates Are Subject To Change Without Notice

                         

Find Your Dream HomeFree Evaluation
We Can Provide Buyer Representation Service For You On Any Of The Listings That You See On This Site, Whether They Are Harvey Kalles Real Estate Ltd,. Brokerage Listings, Or Any Other. Get Some Expertise And Experience In Your Corner, And This Service Doesn't Cost Anything To You. We Are Paid By The Seller Through The Seller's Agent. The Equity in your home is like any other investment, whether it's in Toronto or not, whether it is a luxury home or not, it needs to be monitored. Homeowners should have their Equity evaluated once a year.
Now might be the perfect time...
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Did you know?
DOES YOUR PRESENT AGENT PROVIDE SATISFACTION GUARANTEES?WE KNOW THESE NEIGHBOURHOODS. AND YOU CAN SEARCH FOR A TORONTO HOME BY CLICKING THE BLUE BANNER ABOVE
Wether You Choose Us To Represent You In Buying Or Selling, We Will Provide A Written Guarantee. If You Are Not Satisfied With Our Services, You Can Cancel The Agreement (Some Conditions Apply) Click On MORE For Additional InformationAllenby, Annex, Armour Heights, Bayview Village, Bedford Park, Bennington Heights, Bridle Path, Casa Loma, Cedarvale, Chaplin Estates, Cricket Club, Davisville, Deer Park, Denlow Estates, Downtown (Condominiums), Forest Hill Village, Hillcrest Village, Hogg's Hollow, Lawrence Park, Leaside, Lytton Park, Moore Park, North Toronto, Nortown (Lawrence/Avenue Road Area,) Rathnelly, Rosedale, St. Andrews, Sherwood Park, South Hill, Summerhill, Teddington Park, Wanless Park, Willowdale, Winfields, Wychwood Park, York Mills, And Yorkville
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MULTIPLE OFFERS & SALES OVER THE ASKING PRICE ARE BACK!SO WHY DIDN'T MY HOUSE SELL?8 COMMON MISTAKES MOST HOME SELLERS MAKE
Annoyingly for buyers, rejoicingly for sellers, bidding wars for Toronto real estate have surged back from extinction. House sales for the first two weeks in May were in positive territory – 3% above the same period in 2008 – for the first time since the market's tailspin last fall. "Buyers have returned to the market with the realization that apart from manufacturing and construction, the GTA economy is holding up well," said housing analyst and economist Will DunningWhy some homes listed for sale don't sell & what to do about it. If your home has come off the market and hasn't sold, don't be discouraged. The reason your home did not sell may have nothing to do with your home or the market. In reality, your home may have been one of the more desirable properties for sale. So, why didn't it sell? In some areas, more than 1/2 of the homes listed for sale do not 1. Failure to effectively market the property. Good marketing distinguishes your home from hundreds of other Toronto Homes on the market, selling its benefits not just its features. Open houses and print advertising (the most obvious) are only moderately effective. Only 1% of homes are sold at open houses,
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SELLING IN THE CURRENT TORONTO MARKETQUESTIONS TO ASK BEFORE YOU HIRE AN AGENT
Have you been asking yourself why you're not getting any offers on your Toronto property listing? Well the odds are it is due to one of two things: Either you are not doing what your real estate agent has advised you to do, or, your real estate agent has not given you proper advice. In spite of what you may have read or heard from the media, homes in the Toronto area are indeed selling. Maybe not aNot all Toronto real estate agents are the same. If you decide to seek the help of an agent when selling or buying your home, you need some good information before you make any moves. A REAL ESTATE AGENT CAN COST OR SAVE YOU A LOT OF MONEY; A LOT OF MONEY!!
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WHY USE A REALTOR WHEN BUYING A HOME? 1st TIME TORONTO BUYERSIS A HOME A GOOD INVESTMENT?
1. The Price Is Right - NO CHARGE - The Seller Pays Our Fee. 2. The Agent That Represents You, Has A Fiduciary Obligation To You, ie, To Put Your Interests Above Their Own. We Know It's Hard To Believe, But It's True. There Are Severe Penalties If We Do Not. (See The Code Of Ethics Available On The Menu To The Left Of This Page). 3. It Is The Job Of Your Agent, To Get The Most Possible Home ForWe should determine two things. (1) Your financial capability (there is a mortgage button on the left side menu too), and (2), your wish list. It is our job to match the two, ie get the most possible home, in the best possible location, at the lowest possible price. Once the 'right' home is found, we will prepare an evaluation, just like we do for sellers. We will recommend that before signing an offer, it be shown to your lawyerFor those wanting a steady return on their money, houses can be a sure bet. When the baby boomers started madly buying houses in the 1980s, suddenly real estate seemed like the path to instant wealth. The real estate markets fluctuate constantly. There have been times when house prices have gone down. However if you look at the overall price of homes in your area over the last 10 years, in most cases, (depending on your region) prices have risen, especially in Toronto.
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INTERESTING MARKET

The newspapers are still talking gloom and doom with the economy, unemployment, GM and Chrysler bailouts measuring in the billions, and yet, real estate in Toronto IS BACK!  Is it back to stay?  I don't know, and I don't know anybody that does. 

Some Buyers are saying that it will continue to fall, and  some Sellers think that the market will rise -  to meet their price because they are not in a hurry.   Sounds like wishful thinking to me either way. 

The market for a property will be as always, an amount of money that a Buyer is ready, willing, and able to give to a Seller who is ready, willing and able to accept.  When the twain do not meet, nothing happens, and if you get stuck on a price because of what you need or want, nothing will happen, and if you are a Buyer with unrealistic expectations about the current times, again, nothing will happen.

The key to the whole thing is to be continuously and accurately informed.  Establish a relationship with a RealtorTM who will do that for you.  There is no charge for the information.

RealtorsTM provide valuable information by which you can make good decisions, and there are lots of good ones out there.  We are among them.

If you are a Seller, hire a RealtorTM who will evaluate your property and guide you through the ‘Getting Ready For Market' process in order to sell it for as much as possible. 

If you are a Buyer, hire a RealtorTM who will guide you through the process of developing a ‘Perception Of Value", because walking away from the right home for the wrong reason is not a good thing, and not having a fully developed 'Perception Of Value' would definitely be the wrong reason.

Re-Listed And Sold In 2 Days At Full Price

28 William Carson Crescent - Apartment 119 (Yonge/York Mills Area) 

We Took This Listing Over From Another Agent At Another Firm.  We Did A Very Thorough Analysis Of What The Probability Would Be In Terms Of Price, Hired A Professional Photographer To Take All The Interior And Exterior Photos, Hired A Floor Plan Maker, And Put A Very Handsome Brochure Together.  The Buyers Saw The Pictures Online, And Offered The Same Day Of Their First Appointment.  The Initial Offer Was Far From The Asking Price, But Through Some Negotiating Expertise, Finished Up At The Asking Price.  Both Seller And Buyer Are Very Pleased.

If Your Listing Has Expired Unsold, Perhaps An Interview With Us Can Fix That.  Jeffrey Joseph, Broker, 416-782-7000, jeffreyjoseph@realtor.com

 

 

First Time Buyers - Bought  We Are Just Delighted To Announce Having Participated In The Sale Of 110 Rosedale Heights Drive In Vaughan.  We Just Love It When The Buyers Are Just As Excited About The Purchase As We Are, And We Wish Them Well In Their New Home.

We Are Pleased To Announce Participation In The Recent Sale Of 27 Farnham Avenue.  After An Exhaustive Search, The 'Right' Opportunity Was Found, And We Negotiated A Very Good Price For Our Buyer, Who Is Very Excited About Building An Environmentally Friendly Home In The Summerhill Neighbourhood Just Off Yonge Street In Midtown Toronto.  This Was Our 9th Transaction With This Buyer Over The Last 26 Years.  There Have Also Been Several Referrals. 

We Are Also Pleased To Announce Participation In The Recent Sale Of Apartment 901 At 1430 Yonge Street Near St. Clair Avenue West In The Deer Park Neighbourhood Of Midtown Toronto.  Again, We Negotiated A Very Good Buy For Our Client.  This Was Our 3rd Transaction With This Client.

           Thousands Of Transactions = Experience & Expertise

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